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May 1, 2016
Not 62? Deemed filing Social Security loophole has closed
Social Security claiming strategies are complicated, and those intricacies have offered some lucrative loopholes for savvy married couples. But if you turned 62 on or after Jan. 2, 2016, one of those loopholes — the restricted application — has closed. File and restrict, as the strategy is also known, lets a lower-earning spouse, say a wife, who is at full retirement age (currently 66) or older and is eligible for both retirement and spousal benefits, collect a spousal benefit based on her higher-earning retired husband's record.


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April 19, 2016
7 ways to master Obama's new investing rule
When the Obama administration released its new investing regulations aimed at protecting retirement savers from conflicted advice, its name – "fiduciary rule" – doubtless flummoxed some.But behind the clunky term are new standards that could give you clearer information when making decisions about your retirement nest egg.
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March 29, 2016
How Baby Boomers Will Change Philanthropy
Jonathan Guyton is principal at Cornerstone Wealth Advisors Inc., a fee-only advisory firm in Minneapolis. Billion-dollar charitable donations and pledges from the likes of Bill Gates, Warren Buffett and now Mark Zuckerberg have been big news in recent years. But under the radar lie millions more–over five million, according to Nielsen–retired and soon-to-retire “affluent” households with net worth of $1 million and above.
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March 3, 2016
8 smart investment moves for 2016
We are already well into January, and some conventional wisdom indicates that by now most of us have probably, and conveniently, forgotten or ditched some or all of those new year's resolutions that seemed so promising and reasonable on New Year's Day. Good. With that out of the way, we can get serious and perhaps more realistic about the opportunities before us. Here are eight things worth doing in 2016:
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February 18, 2016
Economic Security for Seniors Facts
Poverty Measures, Income & Employment, Debt & Savings, Health & Nutrition, and Housing
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